How much do you need to retire?

Your GPS to retirement — not a report card. Enter your numbers and see where you stand in 2 minutes.

Your Situation

Current Age

Retirement Age

Annual Income ($)

Monthly Debt Payments ($) — optional

What You Have

Current Savings & Investments ($)

KiwiSaver Balance ($)

Your contribution (%)

Employer contribution (%)

This calculator uses estimates. Solvent uses your real spending data — actual transactions by category, real debt balances, live portfolio value — to build a personalised retirement GPS.

And when you're ready to grow the number, not just know it: Investment Research — a live-priced watchlist, due-diligence checklists, and portfolio tracking — is built in from the Personal plan up. Research and awareness, not financial advice.

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