For Small Business
Auto-coding gets you most of the way. The other 20% — the mixed-up chart of accounts, the recoded transactions, the EOFY surprise — is what your bookkeeper actually charges you for. Solvent fixes it at the source.
Most small business owners don't have a coding problem. They have a moment-of-entry problem.
By the time a transaction hits Xero, auto-match has already guessed. Was that flight for the conference or the family trip? Was that subscription for the business or your side project? Xero doesn't know. Auto-coding doesn't know.
And by EOFY, neither do you — which is exactly the moment your bookkeeper finds out the hard way.
When you track every business expense consciously, patterns emerge.
That $15/month tool you forgot about—times 12 months. The “quick” business lunch that happened four times this month. The subscription you meant to cancel.
Solvent's Quick Entry works for business expenses too. Category, amount, done. Build the picture of where your business money actually goes.
Every entry gets classified as it happens, not reconstructed six months later. Switch between Personal, Business, or Both views any time — and never hand your bookkeeper a chart of accounts that's half life, half business.
Generic categories are how charts of accounts get messy in the first place. Granular category control lets you code the way your business actually runs, so what lands in Xero is already clean — not something to untangle at reconciliation.
GST is tracked as its own account from the first transaction, not calculated after the fact. Know your GST position before your return is due — not the week it's due.
Xero integration (SME plan) means what lands in your accounting system is already coded and separated, because the work happened at the point of entry. Less reconciliation, less recoding, less back-and-forth with your bookkeeper at EOFY.
Client Management
Store client contact info, track history, see revenue by client. Know who your most valuable relationships are.
Organize work by project. Link projects to clients. See what's active, completed, and pending.
When you track time and expenses by project, you can see which work actually pays—and which drains resources.
Time is your primary inventory. But most business owners have no idea where it actually goes.
Solvent includes a simple time tracker. Start the timer when you work. Stop when you're done. Or add entries manually after the fact.
Review by day, week, or project. See which clients get your time and whether it's proportional to what they pay.
One click to start. One click to stop. Entries auto-save to the right project.
Forgot to track? Add time entries with date, duration, and description.
See time by project, by client, by date range. Find the patterns in where your hours go.
Invoicing
Select time entries, set your rate, generate the invoice. No retyping.
Clean, branded invoices you can send or download. Your details, your terms.
Draft, sent, paid. Know where every invoice stands. Follow up on what's outstanding.
Xero Integration (SME plan): For businesses using Xero, sync invoices automatically. Keep your books clean without double entry.
Here's what most business finance tools miss: your business finances don't exist in isolation.
That profit has to cover your personal expenses too. Your salary. Your taxes. Your life.
Solvent lets you track both sides. See how business income flows through to personal spending. Understand your complete financial picture, not just the business slice.
Because knowing your business makes $10,000/month doesn't help if you don't know whether that's enough.
When you manually enter business expenses, you notice them.
The $200 software tool becomes real when you type it. The $80 business dinner. The quarterly insurance payment.
Auto-tracking makes these invisible. They just happen. And suddenly you're wondering why your profit margin is smaller than expected.
Conscious business spending isn't about restriction. It's about awareness. Knowing where your resources go so you can make intentional choices about where they should go.
From the Professionals
This page is shaped by direct feedback from accountants and bookkeepers we work with. Three things come up again and again.
“Being able to clearly separate business and personal within the one program is a really strong feature, particularly for the type of clients we are working with.”
— Small Business Financial Counsellor, Queensland
Auto-match guesses, and its guesses stick. By the time anyone notices, the mis-coded transactions are baked into the accounts.
Business and personal spending tangled in the same accounts is one of the most common cleanup jobs bookkeepers get handed.
Clean business/personal separation inside one system, before the data reaches the accounting software, removes the cleanup job entirely.
Pricing
$39/month
Billed monthly
$79/month
Billed monthly
Not sure you need business features? Start with the free Personal tier and upgrade when you're ready.
Expense tracking. Time tracking. Invoicing. One system for your entire business finances.