/play

Five minutes that change what you can see.

Not a demo. Five short moments, in order — the same order money actually gets sorted out. Play the ones that are live; read the ones that aren't yet.

Start at the top · no signup
01
Unaware

You don't know when it's due, or how much.

Bills land when they land. A direct debit bounces and you find out from a text message. Nothing is wrong with your money habits — you just can't see the thing you're being asked to manage.

How much does a household spend on food in a month?

Live · The GapOpen full screen →
Food & drink — last month
Your guess400.00
2001200

One household, one month. What did food cost them?

So — which one are you?
02
Tracking

The ledger only works if it's honest.

You start logging. Money comes in, bills go out — and then the numbers don't agree. Something got paid for and never made it in. Finding it takes about four seconds once you can see both columns.

Three things you paid for last week. One never made it in — which?

Live · The Catch-UpOpen full screen →
Catch up — week of 10 Aug
Logged this week2,360.00
Actually spent2,480.00
Missing−120.00

Three things you paid for last week. One never made it in. Tap it.

So — which one are you?
03
Deciding

Tracking tells you what happened. A plan decides what will.

Every dollar gets a job before the month gives it one. Not a budget you fail — a set of decisions you already made, so the month can't make them for you.

$600 left. Give every dollar a job — get it to zero.

Live · Give Every Dollar a JobOpen full screen →
Spending plan — September
Left to allocate600.00

Income’s in, bills are covered. $600.00 has no job yet. Give it one.

So — which one are you?
04The payoff

This is what it looks like after.

Bills known. Dips visible before they happen, not after. The line riding above your safety buffer instead of under zero — and next month already built.

Cashflow

7 Aug – 18 Sep
PlanActualSafety buffer
In your account today$2,530Projected forward from here
Next dipClearNo dips in this window
Lowest point ahead$2,44516 Aug · $1,445 above the buffer
safety buffer $1kthis weekTODAYNorthgate retainer +$5.2kRiverside SLA +$3.2kGST instalment −$1.7kDrawings −$3.8kHarbour Print SLA +$6.7k10 Aug17 Aug24 Aug31 Aug7 Sep14 Sep4k8k12kDemo business account · every figure and name is synthetic
“Two months ago my money was constantly dipping under $0. Now it never dips below my safety buffer — and I'm a month ahead for the first time in my life.”

Matt, founder · building in public at /restart

05
The horizon

Then the money starts doing work.

Debt paid down on purpose instead of whichever bill shouts loudest. Investments researched before they're bought. Both of these are in the product today — no game needed to show you a calculator that already works.

Debt payoff

Pick the strategy, watch the debt-free date move. Snowball or avalanche, on your real numbers.

See it →

Investment research

The due-diligence trail kept with the decision, so next year you know why you bought it.

See it →

The first one takes five seconds.

No bank connections, no card, no import. Just you, your numbers, and being able to see them.

Start where you are