Not a trial. Not a teaser. A genuine set of tools for people who need them most — with no pressure, no padlocks, and no upsells in sight.
Solvent grows with you. The free tier is designed for the hardest part of the journey. The paid tiers are there for when things start moving.
You're here. That's the hard part. This tier has everything you need to get clear on where you stand — and start building awareness, one transaction at a time. Two limits, for focus: 10 accounts and 1,000 transactions a month. If you need more, get in touch.
Things are starting to move. You're tracking consistently, the debt picture is clearer, and you're ready to go deeper. This is where the tools expand with you.
You're not just managing money — you're building something. Time tracking, clients, projects, invoicing. Solvent becomes the operating layer for your work and your life.
Most apps that are free to start use that freedom as a trap — sign up, get comfortable, then watch padlocks and upgrade banners creep into every corner of the dashboard. It works because it's built on anxiety and shame, which is exactly the last thing someone navigating financial stress needs more of.
No padlocks. No greyed-out features. No upsells in the dashboard. The only place to upgrade is Settings → Billing — and it sits there quietly, waiting until you're ready.
A person navigating financial stress is already carrying enough weight. The last thing they need is their budgeting tool adding to it. So we don't. That's not a marketing position. It's just the right thing to do.
1,000 transactions is a real number for real use. Not a teaser designed to make you hit a wall after two weeks.
You won't see features you can't access. What's in your dashboard is yours — fully functional, always.
There are no upgrade banners, no pop-ups, no countdown timers. The billing page is in Settings. That's it.
We don't use anxiety to drive conversions. Awareness creates choice. We're here for the awareness.
Two clear paths from the start. No confusion, no tricks.
Two clear options. No pressure. No credit card required to start free.
The free tier never expires. The trial never auto-charges without warning. · Compare all plans →