The Solvent Free Tier
Not a trial. Not a teaser. A genuine set of tools for people who need them most — with no pressure, no padlocks, and no upsells in sight.
Most apps that are free to start use that freedom as a trap.
You sign up, you get comfortable, and then the walls close in. Padlocks appear on features you're already using. Banners remind you what you're missing. Upgrade prompts find their way into every corner of the dashboard.
It's a well-worn playbook — and it works, because it's built on anxiety and shame. Which is exactly the last thing someone navigating financial stress needs more of.
We built Solvent's free tier the other way around. What you see is what you get. Every feature that's available to you is fully accessible, fully functional, and fully yours. No half-measures. No bait.
No padlocks. No greyed-out features. No upsells in the dashboard. The only place to upgrade is Settings → Billing — and it sits there quietly, waiting until you're ready.
A person navigating financial stress is already carrying enough weight. The last thing they need is their budgeting tool adding to it. So we don't. That's not a marketing position. It's just the right thing to do.
The Journey
Solvent grows with you. The free tier is designed for the hardest part of the journey. The paid tiers are there for when things start moving.
01
The free tier · Forever
You're here. That's the hard part. This tier has everything you need to get clear on where you stand — and start building awareness, one transaction at a time.
02
Personal · $9/mo
Things are starting to move. You're tracking consistently, the debt picture is clearer, and you're ready to go deeper. This is where the tools expand with you.
03
Freelancer & SME · From $39/mo
You're not just managing money — you're building something. Time tracking, clients, projects, invoicing. Solvent becomes the operating layer for your work and your life.
What We Commit To
1,000 transactions is a real number for real use. Not a teaser designed to make you hit a wall after two weeks.
You won't see features you can't access. What's in your dashboard is yours — fully functional, always.
There are no upgrade banners, no pop-ups, no countdown timers. The billing page is in Settings. That's it.
We don't use anxiety to drive conversions. Awareness creates choice. We're here for the awareness.
When do people upgrade? When they're ready — not when we push them. Usually it's a natural moment: they've stabilised and want Eli's coaching, they're freelancing and need time tracking, or they're thinking about retirement for the first time. Those are good reasons to upgrade. We'll be here when that moment comes.
Two clear paths from the start. No confusion, no tricks.
Two clear options. No pressure. No credit card required to start free.
The free tier never expires. The trial never auto-charges without warning.