For Mindful Spenders

Bring awareness to every transaction

You've brought mindfulness to how you eat, move, and think. Now bring it to how you spend. Solvent makes every transaction a moment of conscious choice.

Join the Beta

Free tier available. Beta users get 50% off paid plans for life.

Spending is the last autopilot frontier

You've worked on presence. You notice your breath. You eat with awareness. You've created space between stimulus and response in so many areas of your life.

But money? That often stays on autopilot.

Tap the card. Click “Buy Now.” Subscriptions renew without thought. The app syncs your transactions, showing you what happened—but never creating space to choose differently.

Financial awareness isn't about restriction. It's about the same conscious choice you bring to everything else.

Manual entry as mindfulness practice

Each time you record a purchase in Solvent, you create a pause.

Feel the amount. Notice any resistance or ease. Observe the category this spending falls into. Complete the entry.

Ten seconds. A micro-moment of awareness that interrupts the unconscious flow of money.

Over time, this practice moves backward in time. The awareness appears before the purchase, not just after. You begin to feel the choice point—and make conscious decisions about where your resources flow.

This isn't budgeting. It's awareness practice applied to money.

“Every transaction you enter is a moment of awareness—a chance to pause, feel, and choose.”

Observation, not evaluation

Mindfulness practice teaches non-judgmental awareness. Noticing without labeling good or bad.

Solvent brings this same approach to finances.

No red screens telling you that you've failed. No guilt-inducing notifications. No “bad spending” alerts designed to shame you into compliance.

Just clear visibility into where your money flows. Data, not a verdict. From there, you decide what to do—without the app's judgment layered on top.

Awareness creates choice. Shame doesn't.

Align spending with what matters

Mindful spending isn't about spending less. It's about spending in alignment with your values.

Solvent's Spending Plan isn't a restriction tool—it's an intention-setting tool. Where do you want your resources to flow? What do you want to prioritize?

And the Goals section isn't just about saving. It includes a “Why” field for each goal. What's the deeper intention? What does achieving this goal serve?

Money becomes a tool for what matters, not a source of stress about what doesn't.

Why we built it this way

Most finance apps optimize for convenience. One-click connections. Automatic categorization. Zero friction.

We took the opposite approach.

Because friction—the right kind of friction—creates awareness. And awareness is the foundation of change.

This isn't about making things hard. It's about creating meaningful pause points. The ten seconds it takes to log a purchase is an investment in conscious relationship with your money.

We're not trying to remove you from your financial life. We're trying to help you be fully present in it.

The Tools

Tools that support awareness

Quick Entry

The conscious spending tool. Category, amount, done. Ten seconds of awareness, available anytime.

Spending Plan

Set intentions for where your money flows. Compare planned with actual. Notice the gaps without judgment.

Goals with Meaning

Define what you're working toward—and why it matters. Progress tracking with purpose.

AI Assistant

Ask questions about your patterns without wading through spreadsheets. "Where has my money flowed this month?"

No Bank Connection

Solvent knows only what you tell it. Your financial practice stays yours.

From anxiety to awareness

Many people carry stress about money—even those who have “enough.” The anxiety isn't always about scarcity. Sometimes it's about unconsciousness. Not knowing. Not wanting to look.

Solvent creates a container for looking. Gently. Without drama.

And something shifts when you look. When you really see where your money goes, the anxiety often transforms. Not into control, but into clarity. Into relationship.

This is what conscious spending offers. Not restriction. Not optimization. Just presence with what is—and choice about what comes next.

From the Community

Practitioners who brought awareness to their finances

I've meditated for years, but my spending was still completely unconscious. Solvent changed that.

Beta User

The manual entry feels like journaling. A moment to notice what I'm choosing.

Beta User

No judgment. Just visibility. That's exactly what I needed.

Beta User

Ready to bring awareness to your spending?

Start with the free tier. Upgrade when it feels right.

Begin the Practice