PRICING
Start free and upgrade when you need more. Every plan includes the core tools for conscious spending.
Beta Special: Join now and lock in 50% off for life. Limited spots available.
Perfect for getting started
No credit card required
For individuals serious about change
30-day free trial, cancel anytime
For freelancers and contractors
30-day free trial, cancel anytime
For growing businesses
30-day free trial, cancel anytime
| Feature | Free | Personal | Business | Pro |
|---|---|---|---|---|
| Accounts & Transactions | ||||
| Bank accounts | 3 | 10 | Unlimited | Unlimited |
| Transactions per month | 100 | Unlimited | Unlimited | Unlimited |
| Custom categories | 10 | Unlimited | Unlimited | Unlimited |
| CSV import | ||||
| Spending & Goals | ||||
| Spending plan | ||||
| Savings goals | 2 | 5 | Unlimited | Unlimited |
| Goal milestones & celebrations | ||||
| Debt Tools | ||||
| Debt tracking | Basic | Full | Full | Full |
| Snowball calculator | ||||
| Avalanche calculator | ||||
| What-if scenarios | ||||
| AI Assistant | ||||
| Monthly messages | 10 | 50 | 200 | Unlimited |
| Natural language queries | ||||
| Business Features | ||||
| Client management | 10 clients | Unlimited | ||
| Project tracking | ||||
| Time tracking | ||||
| Invoicing | ||||
| Xero integration | ||||
| Support | ||||
| Email support | Priority | Priority | Priority | |
| Onboarding help | ||||
The principles behind Solvent—awareness, honesty, conscious spending—don't belong to us. They're ancient ideas that have helped people change their relationship with money for decades.
We believe everyone deserves access to these tools, regardless of what they can afford. That's why there will always be a meaningful free tier. Not a crippled demo. Not a 14-day trial. A real, useful set of tools you can use forever.
The paid plans cover the real costs of building and maintaining software—servers, development, support. But the wisdom? That's free.
Yes. The free tier is genuinely useful—not just a teaser. You get spending plans, goal tracking, and the Quick Entry app. Many people never need to upgrade.
You'll be moved to your chosen paid plan. If you decide Solvent isn't for you, just cancel before the trial ends—no charge, no questions.
Absolutely. Upgrade or downgrade anytime. If you downgrade, you'll keep access to your current plan until the end of your billing period.
All major credit and debit cards. We use Stripe for secure payment processing.
Not yet, but it's coming. Beta users already get the best deal—50% off for life.
It means exactly that. Join during beta and you'll pay that discounted price for as long as you use Solvent. Even after we raise prices, your rate stays locked.
Cancel anytime from your account settings. No hoops, no phone calls, no guilt trips. Your data stays available for 30 days after cancellation in case you change your mind.
Pick a plan and begin your 30-day free trial. No credit card required for Free.