Financial clarity for people who need it most

Solvent helps you build a conscious relationship with money. Track spending, crush debt, and dream bigger—without judgment.

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Limited spots. Beta users get 50% off for life.

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The Reality

If money stresses you out, you're not alone

More than a third of people feel shame about their financial situation. Most think about money constantly but rarely talk about it.

The apps that promise to help? They connect to your bank, show you what you already spent, and leave you feeling worse. That's like a diet app that only tells you what you already ate.

There's a better way.

A Different Approach

Finance that actually changes behavior

Manual Entry is the Feature

Every transaction you enter is a moment of awareness—a chance to pause, feel, and choose. That's how real change happens.

Clarity Without Judgment

No shame. No lectures. No red screens screaming at you. Just clear insight into where your money goes and why.

From Debt to Dreams

It's not just about getting out of debt. It's about building toward the life you actually want. Goals. Dreams. Freedom.

What's Inside

Everything you need, nothing you don't

Spending Plan

Zero-based budgeting that puts your priorities first. Plan where every dollar goes before it's gone.

Debt Crusher

Snowball or avalanche—pick your strategy. See exactly when you'll be debt-free.

Goals & Dreams

Save for what matters. Track progress with visual milestones. Celebrate when you hit them.

Quick Entry

Log expenses in 10 seconds flat. Category, amount, done. Build the habit of conscious spending.

AI Assistant

Ask questions about your money in plain English. Get answers, not lectures.

Time & Invoicing

Track hours, create invoices, bill clients. Built for freelancers who need to know their numbers.

Why It Works

“Most apps connect to your bank and show you what you already spent. Solvent is different. Every transaction you enter is a moment of awareness.”

The magic isn't in the features—it's in the friction.

When you manually enter a purchase, you create a tiny pause. A moment to feel what you're feeling. To ask: “Is this aligned with what I actually want?”

Over time, these moments rewire your relationship with money. Spending becomes conscious. Decisions become intentional. That's not a bug in our system—it's the entire point.

Other apps optimize for convenience. We optimize for change.

The Story

Built by someone who needed it

I built Solvent because I was drowning.

I had accounts scattered across spreadsheets, each tracking things differently. It was unmanageable. When life got busy—an overseas trip, work chaos—my numbers fell apart. And so did my relationship with money.

I'd tried the apps. They connected to my bank, showed me graphs of my failures, and left me feeling worse. What I needed wasn't another dashboard. I needed something that would help me actually change.

So I built it. First for myself. Then for my son, who needed a time tracker. Then for friends who asked for it. Now for you.

If you've ever felt like money controls you instead of the other way around—this was built for you. Because it was built for me first.

— Matt

Ready to change your relationship with money?

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Limited to 100 beta testers.

Questions

You might be wondering...

Your relationship with money can change.
It starts here.

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Not sure if Solvent is right for you?

We're happy to chat. No pressure, no pitch.

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